Injini ye-CBIES 5C: uMthengi{1}}Izahlulo eziPhakathi zeeMoto zokuFumana izisombululo

Kubathengi beendawo zeemoto zehlabathi, ukusuka kwii-OEM zaseYurophu ukuya kubaboneleli beTier-1 yaseMelika, imingeni emithathu ethe gqolo iphazamisa ukusebenza:

 

• Uluhlu olugqithisileyo olubophelela inkunzi yokusebenza
• Izikhewu zokungena nokuphuma kwemali kuthintela isikali sokuthengwa kweempahla neenkonzo
• Umngcipheko wokuthuthwa kweenqanawa ngokungalindelekanga utshabalalisa imida yengeniso

 

Ababoneleli bemveli bazalisekisa iiodolo kuphela. KodwaI-CBies '5C Injini yokuGqwesa, imiliselwe ngaphakathiUmThengi-Umbindi, ilungisa zonke iintlungu ezintathu ngokuyila izisombululo malunga neemfuno zeshishini lakho.

 

 

 

Inkonzo yethu yoluhlu lweempahla, enikwa amandla yinkqubo edibeneyo ye-ERP, igxile kwizilumkiso eziqhubekayo zesitokhwe, ezilungiselelwe imijikelo ekhethekileyo yokuthengwa kwezixhobo zemoto:

• Umphathi weakhawunti yakho ozinikeleyo uhlalutya imbali yeodolo yakho (umzekelo, imfuno yemitha yempembelelo esecaleni okanye izibiyeli zebhetri) ukuseta umda wokhuseleko olungiselelweyo.
• Xa uluhlu lwempahla lugqithise lo mqobo, inkqubo yeERP ibangela izilumkiso ukwazisa ukuchola ngexesha{0}}.
• Isiphumo: Abaxumi banciphisa ukuhlala kwi-inventri nge-18% ngokomndilili, bekwabelwa ngokutsha imali ekukhuleni endaweni yogcino olungasebenziyo.

 

 

 

Ngokwembali yentsebenziswano, umlinganiselo wetyala, isikali sokuthengwa kwempahla, kunye neerekhodi zokusebenza,CBIESkuseka inkqubo yenkxaso yenkxaso-mali yamanqanaba amathathu: ukusuka kwi-B ukuya kwinqanaba lika-A, ukwandisa inkxaso kunye nokunciphisa uxinzelelo lwezemali ukuhlangabezana ngokuchanekileyo neemfuno zenkunzi zabathengi abahlukeneyo:

 

• Inqanaba A (I-akhawunti evuliwe kwiintsuku ezingama-90):Kubathengi abanoBukhulu kunabo okanye obulingana neminyaka emi-3 yentsebenziswano kunye nenqanaba letyala le-A1/A2, sinikezela nge-Akhawunti Evuliwe-ixesha leentsuku ezingama-90. Akukho ntlawulo ifunekayo; intlawulo epheleleyo kufuneka ihlawulwe kwiintsuku ezingama-90 emva komhla we-bill of lading (B/L) ({8}}uhlolo lokuziswa kweposi). Esi sisombululo sibonelela abathengi abaphambili ngendawo eyaneleyo yokuthengisa inkunzi, ukulungelelanisa imisebenzi yabo ezinzileyo kunye neemfuno ezinkulu zokuthengwa kwempahla, kwaye ibonisa intsebenziswano enzulu kunye nokuthembela.
• Inqanaba A3 (Zero Down Payment):Kubathengi{0}abanokubaphezulu be-A3, akukho ntlawulo ifunekayo; intlawulo ilindelekile xa kufunyenwe iikopi ze-B/L ngeposi-ethunyelwe. Esi sisombululo sehlisa i-entry capital threshold kubathengi, sibanceda ngokuthe ngcembe ukwandisa isikali sabo seshishini, kwaye balinganise iimfuno zophuhliso kunye noxinzelelo lwezemali.
• Inqanaba B1 (343 iModeli yeNtlawulo):Kubathengi abane-Greater than or equal to 1 year yentsebenziswano kunye nokuthengwa kwempahla yonyaka Enkulu kune okanye ilingana ne $500k, iintlawulo ziyalandela: 30% advance + 40% kulwamkelo lohambiso + 30% 30 days post{6}}risithi (akukho ziphene). Oku kulinganisa umngcipheko kunye nokuguquguquka, ukubonelela ngenkxaso yemali kubathengi bokuqala bentsebenziswano.

 

 

 

Kwa-CBIES, ukuba ngumthengi-okuphakathi ayingomgaqo-nkqubo nje omkhulu, imalunga nokuqikelela iimfuno zakho kwinyathelo ngalinye elincinane lenkqubo yokuthenga. Umzekelo obalaseleyo yindlela esiwaphucula ngayo amaxwebhu ethu okuthumela ngenqanawa ukunciphisa umngcipheko wakho.

 

Ngaphaya kwengcebiso eqhelekileyo yokuthumela ngenqanawa, ebandakanya iinkcukacha zeodolo, uluhlu lokupakisha, iishedyuli zeenqanawa, amanani eekhonteyina, kunye nolwazi lwezibuko, songeza isikhokelo se-inshurensi elungiselelweyo, inkcukacha ehlala ingahoywa ngababoneleli bemveli, kodwa ibalulekile ekukhuseleni{0}}ixabiso eliphezulu leenxalenye zemoto ngenqanawa:

 

• Phantsi kweMigaqo yeFCA, FOB, okanye CFR:

Emva kokufumana le ngcebiso yokuthumela, nceda ulungiselele ngokukhawuleza i-inshurensi ye-marine cargo ngaphambi kokuba inqanawa ihambe.

• Phantsi kweMimiselo ye-CIF:

Xa iimpahla zifika kwindawo yokugcina impahla, ukuba kukho naziphi na iiyantlukwano ezinjengokunqongophala kobuninzi, ukupakishwa okonakalisiweyo, okanye ukungcoliseka okukhulu kwempahla kufunyenwe ngexesha lokuthuthwa kwempahla, nceda uyeke ngokukhawuleza ukusebenza. Qhagamshelana ne-arhente ye-inshurensi echazwe kwipolisi ye-inshurensi, yenza uhlolo ngokuhambelana nenkqubo yamabango asemgangathweni, kwaye ungenise ingxelo yomonakalo wempahla ehambelanayo kwi-arhente ye-inshurensi ukuze uhlawule.

 

Olu longezo luncinci kodwa olucingisisiweyo luncede uninzi lwabathengi bethu behlabathi ukuphepha ilahleko engeyomfuneko kwiifestile ze-inshurensi eziphosiweyo okanye ukuphatha ibango ngokungafanelekanga. Yenye yeendlela esibeka ngayo iimfuno zakho embindini wayo yonke intsebenziswano.

 

 

Kwi-CBIES, {{0}Iziko loMthengi, enye yeentsika ezingundoqo ze-Injini yethu yokuGqwesa ye-5C, ayingobuzzword, kodwa ukuzinikela okufakwe kuwo onke amanqanaba ohambo lwakho lokuthenga. Kubathengi beendawo zeemoto zehlabathi, nokuba zii-OEM zaseYurophu, ii-automakers zaseVietnam, iTier yaseMzantsi Melika{4}}1 ababoneleli, okanye abasasazi abasakhulayo, ukusebenzisana ne-CBIES kuthetha okungakumbi kunokuqinisekisa iindawo zemoto ezikumgangatho ophezulu. Kuthetha ukusebenza ngeiqabane elithembekileyooko kubeka impumelelo yeshishini lakho embindini,ukunciphisa iingozi, ukongeza ukuhamba kwemali, kunye nokudala umthungo, ixhala{0}amava okuthenga simahla.